How To Use Wallet & Apple Pay On Your Apple Watch

Newer versions of theApple Watch have all sorts of tips and tricks that owners should know about, but arguably one of the most useful features has been part of the device since the very beginning. Indeed, every single model of the Apple Watch supports integration with Apple Wallet and Apple Pay, allowing owners to use their wrist-bound accessory to make transactions with the click of a few buttons while they’re out and about.

Setting up the Wallet and Apple Pay features of the Apple Watch gives users an easy and quick way to purchase items without ever needing to reach for their physical wallet or credit card. With that in mind, some users may want to learn more about how to set up this feature and how to activate it once it’s ready. Fortunately, there are multiple ways to get Apple Watch’s payment functions up and running depending on how the user prefers to go about it, and using the feature once it’s available is quite intuitive.

Apple Watch on wrist

How to set up Wallet and Apple Pay through Apple Watch

Apple Wallet can be set up on an Apple Watch directly through the peripheral itself without the need for any other devices. The only thing necessary to get started is to follow a few short steps.

Users can repeat this process with multiple cards to add additional payment methods to the Wallet app. You can subsequently swap between the payment method they want to use for any given Apple Pay transaction, and you can even set a given card to be the default payment method when using the Apple Watch to make purchases.

Person holding iPhone

How to set up Wallet and Apple Pay on Apple Watch through iPhone

While Apple Wallet and Apple Pay can be set up directly through an Apple Watch itself, some users may find the setup process rather awkward or confusing due to the small size of the device’s screen. Fortunately, Apple Watch owners also have the option to enable these features through the use of a connected iPhone if they so desire.

Accessing the Wallet & Apple Pay settings through the Apple Watch iPhone app allows users to tweak a few other settings. For instance, they can toggle the ability of their Apple Watch to send or receive peer-to-peer transactions withApple Cash.

Person paying with Apple Watch

How to use Wallet and Apple Pay on Apple Watch

Once Apple Wallet and Apple Pay have been set up and enabled on your Apple Watch, using this feature to complete a transaction is a simple matter of a quick button shortcut.

The Apple Watch’s standalone nature means that having the device on hand is all users need to be able to make purchases. Of course, it’s important tomake sure your Apple Watch is chargedif you plan to rely on it as your primary method of payment.

Person using Apple Watch

Wallet features on Apple Watch to know about

Once they are set up, the Wallet and Apple Pay features on the Apple Watch function pretty similarly to any other compatible Apple device — albeit, in a simplified fashion befitting the device’s small display. However, the Apple Watch’s Wallet functionality actually hides a few nifty features away from plain sight that users may find useful.

For one thing, Apple Watch users actually have the ability to track their transaction history with each Wallet-linked card. Simply tapping on a given card in the Wallet app will display recent Apple Pay purchases with that payment method and the amount of money that was paid in each instance.

Meanwhile, Express Mode can be enabled in the Apple Watch settings to make certain transactions even snappier. Turning on Express Mode for certain cards, such as a transit card or a student ID, allows the user to hold up their watch up to a compatible reader and have it instantaneously register the necessary card without even needing to use the double-click Apple Pay shortcut.

It’s also worth checking out which specialty cards or services are compatible with Apple Watch’s Wallet feature. It’s possible tomanage boarding passes and tickets with your Apple Watch, among other things. Even the Walt Disney World Resort’s trademark MagicBand can be linked to an Apple Watch, allowing the visitor’s personal device to accomplish many of the same tasks as the proprietary wristband.